Critical Illness Insurance for Seniors in Ontario
Protect Yourself Against Life-Altering Health Events
A serious health diagnosis can change everything. From medical costs to lost income and lifestyle adjustments, the financial burden can be overwhelming—especially for seniors. Critical Illness Insurance for Seniors provides a lump-sum payout if you’re diagnosed with a covered condition, giving you the freedom to focus on recovery, not expenses.
At Baljit Kaur Insurance Services, we help seniors across Ontario access affordable, straightforward critical illness coverage that brings security and peace of mind during life’s most unexpected moments.
What Is Critical Illness Insurance?
Critical illness insurance provides a tax-free lump-sum benefit if you are diagnosed with a covered serious illness such as:
With over 14 years of industry experience, Baljit Kaur helps individuals across Ontario choose the right critical illness coverage based on their health needs, financial goals, and lifestyle.
Cancer
Heart attack
Stroke
Kidney failure
Major organ transplant
And more, depending on the policy
Why It’s Important for Seniors
- Access care faster and on your own terms
- Avoid dipping into savings or retirement funds
- Maintain financial independence
- Protect your family from financial stress
- Focus on recovery without added worry
Key Benefits of Critical Illness Insurance for Seniors
- Guaranteed lump-sum payout upon diagnosis
- No restrictions on how the funds are used
- Coverage available for seniors up to age 75
- Some plans require no medical exams
- Affordable premiums with flexible options
Take Control of the What-Ifs
A critical illness doesn’t just affect your health—it affects your finances, your routine, and your family. Be prepared with the right coverage.