Mortgage Insurance – Protect Your Home & Income
Keep Your Family Secure—Even When Life Changes
Your home is one of your biggest investments—and protecting it is just as important as owning it. Mortgage insurance under income protection ensures that your monthly payments are covered in the event of unexpected illness, disability, or death. This coverage helps you or your loved ones maintain financial stability during life’s most challenging times.
At Baljit Kaur Insurance Services, we help homeowners across Ontario choose the right mortgage protection plans tailored to their needs, income, and mortgage size.
With over 14 years of experience helping individuals and families across Ontario, Baljit Kaur brings trusted advice and clarity to your financial planning journey.
What Is Mortgage Insurance?
Critical Illness
Permanent or Temporary Disability
Loss of Life
Key Benefits of Mortgage Insurance
Mortgage insurance under income protection plays a critical role in safeguarding your most valuable asset—your home—when life takes an unexpected turn. Whether due to illness, disability, or sudden loss of income, this coverage ensures your mortgage payments are made on time, so your family can remain secure and uninterrupted in their home environment. It provides peace of mind knowing that your financial responsibilities are covered, even when your ability to earn income is temporarily or permanently affected.
Key benefits include continued mortgage payments during income disruption, protection of your family’s home and lifestyle, and reduced financial stress during periods of illness or injury. With flexible coverage options and benefits paid directly toward your mortgage, this insurance adds a crucial layer of stability to your long-term financial plan. It’s especially valuable for homeowners with dependents or single-income households who want to avoid foreclosure or debt accumulation in difficult times.
Mortgage insurance is more than a policy—it’s a proactive decision to protect your future, your home, and your loved ones.
Protect Your Home. Secure Your Income.
Unexpected events shouldn't cost you your home. With the right mortgage insurance in place, you can focus on recovery—not financial stress.