Accidental Insurance Under Income Protection
Secure Your Income When the Unexpected Strikes
Accidents happen when we least expect them—and the financial consequences can be just as sudden. Accidental insurance under income protection offers a tax-free lump-sum payment in the event of serious injury, disability, or death due to an accident. This ensures your income and lifestyle are protected during recovery or in case of permanent loss of earning ability.
At Baljit Kaur Insurance Services, we provide tailored accident coverage that helps you manage medical bills, household expenses, and loss of income—so you and your family stay financially stable through life’s unforeseen challenges.
With over 14 years of experience helping individuals and families across Ontario, Baljit Kaur brings trusted advice and clarity to your financial planning journey.
Ideal For:
Self-employed professionals
Individuals without workplace benefits
Active individuals or those in high-risk occupations
Families looking for extra financial protection
Key Benefits of Accidental Insurance
Accidents can happen at any time—and often when you least expect them. Accidental insurance under income protection provides critical financial support in the event of serious injuries or accidental death. This coverage is designed to supplement your income by offering a lump-sum payment or ongoing benefits to help manage medical costs, rehabilitation, and day-to-day living expenses that arise after an accident.
One of the key advantages is its immediate financial relief, especially if you’re unable to work due to injuries. It helps cover expenses like hospital stays, physiotherapy, mobility aids, or home modifications—all without burdening your savings. Some plans also offer benefits for accidental death, helping families manage funeral costs and loss of household income. With affordable premiums and fast claims processing, accidental insurance gives you peace of mind knowing you’re protected from the unexpected.
Whether you’re self-employed, have a physically demanding job, or simply want added security, accidental insurance is an essential layer of income protection that keeps you and your family financially stable—when life takes a sudden turn.
Why Choose Baljit Kaur?
With over 14 years of insurance expertise, Baljit Kaur ensures your accidental insurance plan is aligned with your income needs, lifestyle, and financial goals.