Guaranteed Funds: Secure Growth, Guaranteed Protection
Protect your savings, enjoy steady returns, and safeguard your loved ones with the certainty of guaranteed investments.
What are Guaranteed Funds?
Guaranteed Funds are a safe and reliable investment option designed for individuals who want to protect their principal investment while still earning a steady return. They are typically offered through insurance companies and combine the safety of guaranteed capital with the potential for modest growth.
Unlike traditional market-based investments, Guaranteed Funds are structured to provide peace of mind—your principal is protected, and you know in advance the minimum value you’ll receive at maturity or upon death.
How Guaranteed Funds Work
When you invest in Guaranteed Funds, your money is placed into an investment product that is backed by an insurance company. These funds typically:
Principal Guarantee
Guarantee 75%–100% of your principal at maturity, giving you financial security against market declines.
Death Benefit Guarantee
Guarantee 100% of your investment upon death, ensuring your beneficiaries are financially protected.
Stable Returns
Depending on the type of fund, you may receive fixed or steady growth with low exposure to risk.
Key Benefits of Guaranteed Funds
- Capital Protection: Your principal is guaranteed, making this a low-risk investment.
- Estate Planning Advantages: Guarantees at death ensure your beneficiaries receive a secure payout.
- Peace of Mind: Protection against market downturns while still having modest growth potential.
- Tax-Advantaged Options: Can be held in RRSPs, TFSAs, or RRIFs for tax efficiency.
- Flexible Choices: Access fixed-income style funds, balanced options, or growth-focused guarantees.
Who Should Consider Guaranteed Funds?
- Individuals who want to protect their principal while still participating in some growth.
- Those nearing retirement who cannot afford higher investment risks.
- Investors who prioritize financial security over maximum returns.
- People who want to ensure beneficiaries receive a guaranteed payout, regardless of markets.
Why Guaranteed Funds Matter
In uncertain markets, Guaranteed Funds give you the reassurance that your hard-earned savings are protected. They are not about chasing the highest returns—they’re about providing stability, security, and confidence in your financial future.
Whether you’re saving for retirement, safeguarding wealth, or planning for loved ones, Guaranteed Funds deliver a balance between growth and protection.
Protect Your Future with Guaranteed Funds
Start investing today and enjoy the confidence of knowing your principal is safe, your returns are stable, and your loved ones are protected.
Explore Guaranteed Funds Now