Your Privacy Matters to Us
We are committed to protecting your personal information with transparency and care. Our privacy policy explains how we collect, use, and safeguard your data when you interact with our services.
Effective Date: May 01, 2025
Baljit Kaur Insurance Services (“we,” “our,” or “us”) is committed to respecting your privacy and protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or engage with our services.
Information We Collect
We may collect the following types of personal information:
Contact Information – Name, phone number, email address, and mailing address
Identification Data – Date of birth, gender, identification numbers (when required for service)
Insurance-Related Details – Health history, travel history, beneficiary information, coverage needs
Financial Information – Income details or other financial data relevant to insurance and investment planning
Usage Data – Website interactions, IP address, browser type, and pages visited
How We Use Your Information
We use your information to:
Provide insurance quotes, policy recommendations, and customer support
Process applications, renewals, and service updates
Send updates related to your policy or account
Respond to inquiries or requests
Improve our services and website functionality
Meet legal and regulatory requirements
Consent
By providing your personal information to us, you consent to its collection, use, and disclosure as outlined in this policy. You may withdraw your consent at any time by contacting us, subject to legal or contractual obligations.
Sharing Your Information
We do not sell or rent your personal information. We may share your data with:
Licensed insurance providers and underwriters (for quotes or policy issuance)
Regulatory bodies (as required by law)
Service providers (such as CRM tools or secure payment processors) under strict confidentiality agreements
Data Protection
We implement appropriate technical and organizational measures to protect your data, including:
Secure servers and encrypted communications
Restricted access to authorized personnel only
Regular security reviews and updates
Despite these measures, no method of transmission or storage is 100% secure. We cannot guarantee absolute security, but we work diligently to protect your information.
Your Rights
You have the right to:
Access and review your personal information
Request corrections to any inaccurate or incomplete information
Withdraw your consent to the use of your data
File a complaint with the appropriate privacy regulator
To exercise these rights, please contact us directly using the contact information below.
Cookies and Website Analytics
Our website may use cookies and analytics tools to understand how visitors interact with the site. This helps us improve functionality and user experience. You can control cookie settings through your browser preferences.
Third-Party Links
Our website may contain links to third-party sites. We are not responsible for the privacy practices or content of these sites. Please review their privacy policies before providing any personal information.
Changes to This Privacy Policy
We may update this Privacy Policy from time to time. Any changes will be posted on this page with the revised effective date. We encourage you to review it periodically to stay informed.